Privacy Policy

Last updated: [October 01, 2025] • Controller: [Reinsurance Analytics] • Contact: contact@reinsuranceanalytics.io
Contents
  1. Scope
  2. Information We Collect
  3. How We Use Information
  4. How We Share Information
  5. AI & Automated Decisions
  6. Cookies & Preferences
  7. Your Rights
  8. Security
  9. Retention
  10. International Transfers
  11. Children
  12. Changes
  13. Contact

1) Scope

This Policy covers personal information processed via our websites and our Risk Intelligence Platform (Property Cat + Capital; LifeFit (L&H) as an optional module).

2) Information We Collect

  • Account & Contact: name, email, company, role.
  • Usage/Telemetry: feature events, device/browser, IP (approx. location), diagnostics.
  • Customer Content: exposure/bordereaux, losses, reinsurance program details, event layers, and portfolio outputs that customers upload or connect. We process this under the DPA.
  • Support & Sales: RFP materials, forms, attachments.
Sensitive data: We do not seek special-category data. If processing is necessary (e.g., L&H), it occurs under contract and with appropriate safeguards.

3) How We Use Information

  • Provide and secure the platform; deliver event response and optimization features.
  • Operate analytics to improve accuracy, speed, and reliability.
  • Comply with legal obligations and enforce agreements.
  • With consent, send product updates and invitations.

4) How We Share Information

  • Processors (cloud, storage, analytics) under DPA and confidentiality.
  • Legal & Safety where required by law or to protect rights.
  • Corporate transactions (e.g., merger, acquisition).

We do not “sell” personal information and do not use it for cross-context behavioral advertising.

5) AI & Automated Decisions

Our platform uses models to generate nowcasts, scenario impacts, and optimization recommendations. We provide model cards, data lineage, and AI impact summaries. Human review and documented overrides are supported. If local law grants additional rights regarding automated decisions, contact us to exercise them.

6) Cookies & Preferences

We use necessary cookies and limited analytics. Manage preferences in your browser and (where offered) our site banner.

7) Your Rights

  • GDPR/UK: access, rectification, erasure, restriction, portability, objection.
  • US State Privacy (e.g., California): know, delete, correct, limit sensitive PI, opt-out of sale/share (we do not sell/share).

Request via privacy@yourdomain.com. We may verify your identity.

8) Security

Encryption at rest/in transit, least-privilege access, environment isolation, logging, and reviews. Report incidents to security@yourdomain.com.

9) Retention

We retain data only as needed for services and legal requirements, following documented schedules.

10) International Transfers

Where applicable, we use approved mechanisms (e.g., SCCs) and supplemental measures.

11) Children

Services are not directed to children under 13 (or local equivalent).

12) Changes

We will update this Policy and adjust the “Last updated” date; material changes may include notice.

13) Contact

[Reinsurance Analytics]
Email: contact@reinsuranceanalytics.io

This template is informational and not legal advice. Consult counsel to tailor to your processing activities.

Cookies & Preferences

We use necessary cookies and limited analytics. You can control cookies in your browser. If you see our site banner, use it to manage preferences.